Glossary
API key / Merchant API token — Secret used by the merchant server for authenticated calls.
Payment session token — Session-scoped Bearer token used for client-side operations on a specific session.
OTW (one-time wallet) — A wallet dedicated to a single payment session, funded by the user.
Capture — Movement of funds from the OTW to the merchant wallet; can be partial or final.
Idempotency — Mechanism to safely retry requests using a unique
requestId.

